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How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets



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Louisiana Medicaid | Louisiana Medicaid Spend Down

Louisiana Medicaid

A Louisiana Medicaid Lawyer's primary objective is to help you protect assets by properly planning and
applying for Louisiana Medicaid benefits

Louisiana Medicaid

Who is eligible for Louisiana Medicaid?

Many groups of people are covered by Louisiana Medicaid. Even within these groups, though, certain requirements must be met. These may include your age; whether you are pregnant, disabled, blind, or aged; your income and assets; and whether you are a U.S. citizen or a lawfully admitted immigrant. When you apply for Medicaid, the requirements listed above will be taken into account before a decision is made.

Your child may be eligible for coverage if he or she is a U.S. citizen or a lawfully admitted immigrant, even if you are not. Eligibility for children is based on the childís status, not the parentís. In general, you should apply for Medicaid if your income is low and you match one of the descriptions below:

You think you are pregnant
You are a child or teenager
You are age 65 or older
You are blind
You are disabled
You need nursing home care.

Should You Apply for Louisiana Medicaid?

When you apply for Louisiana Medicaid, your application will be carefully reviewed by a trained staff member. In general, you should apply for Medicaid if you match the descriptions below:

Pregnant Women:

Apply for Medicaid if you think you are pregnant. You may be eligible whether or not you are married. If you are on Medicaid when your child is born, both you and your child will be covered. You may be covered for another 60 days after your childís birth. Your child may be covered for up to one year.

Children and Teenagers:
Apply for Medicaid if you are the parent or guardian of a child who is 18 years old or younger and your familyís income is low, or if your child is sick enough to need nursing home care, but could stay home with good quality care at home. If you are a teenager living on your own, you may apply for Medicaid on your own behalf.

If you or someone in your family needs health care, you should apply for Medicaid even if you are not sure whether you qualify. Some income and resources do not count against you. For example, owning your home will not stop you from getting Medicaid.

Every group has its own income limits, which increase on a regular basis. For example, in 2005 the monthly income level for a pregnant woman with 1 child is $2682 and $3226 for a pregnant woman with 2 children. Apply and have a qualified caseworker evaluate your situation.


Louisiana Medicaid | Louisiana Medicaid Spend Down